Annuity
Annuity
Annuity is a long-term financial planning tool that can guarantee you a stable monthly income after retirement.
This product pays a fixed amount every month, taking into account the customer's expected life expectancy, current assets, retirement date, etc., and there are various options such as fixed, variable, and immediate.
JYL helps you design a pension that takes both stability and profitability into account through careful analysis. The pension you prepare now determines the quality of your retirement life.
Features of Annuity
- Saving for Retirement:
As a means of preparing funds for retirement, you pay insurance premiums and receive a pension in retirement.
- Tax-exempt or tax-deductible benefits:
Some pension insurance products provide tax-free benefits for insurance profits, or even tax deduction benefits even when pension income tax must be paid.
- Select pension start age and payment period:
You can secure the retirement funds you need by choosing the age at which you start receiving pension payments and the period of time for which you receive pension.
- Variety of products:
There are various types of annuity insurance, such as variable annuity insurance and general annuity insurance, and you can choose according to your investment tendencies.
Benefits of Annuity
- Preparing for the income gap in retirement
- Long-term living expenses required due to increased life expectancy
- Supplementing retirement funds that are not sufficient with Social Security alone
- Optimizing fixed and variable pensions to suit your retirement goals
- Retirement asset planning linked to life insurance
- Custom design considering risk and life expectancy
To protect your retirement income, get ready today. Get a free consultation and we'll find the best plan for you.
Frequently Asked Questions (FAQ)
When is the best time to start saving for pension insurance?
The sooner you start, the greater the compounding effect and the greater your returns.
Is there a risk of losing principal in pension insurance?
Fixed annuities have guaranteed principal, but variable annuities may lose principal depending on investment performance.
When can I start receiving my pension?
After the grace period set at the time of contract, you can receive your pension at any time you wish.
JYL Insurance Services
Life Insurance
Life Insurance is a strong financial safety net that protects your family's future even in unexpected situations.
Annuity
Annuity eliminates the uncertainty of retirement and guarantees a stable monthly income.
Disability Income Insurance
Disability Income Insurance Protects your income if you are unable to work due to an unexpected illness or accident.
Long Term Care
Long Term Care We reduce the burden of nursing care costs in old age and help you live a dignified life.
Email consultation service information
If you have any questions or would like to receive a quote, please fill out the form below. JYL Insurance will always think of your safety! Thank you!
English/Korean consultation available (ENGLISH / KOREAN AVAILABLE)
Email: jylfinancialgroup@gmail.com
Phone consultation: 770-369-6946
KakaoTalk consultation
Kakao Talk id: annagrace75
