Life Insurance
Life Insurance
Life insurance is the most certain consideration you can leave to your loved ones. To prevent your precious family from experiencing financial difficulties due to sudden accidents or illnesses, life insurance provides stable financial support to the bereaved family.
JYL will suggest the most suitable plan among various life insurance products such as term life insurance, whole life insurance, and universal insurance by considering the customer's family structure, health status, and financial situation.
Life insurance is about responsibility and love for your family.
- Term Insurance
This is the cheapest product as it only covers a set period of time.
- Universal Life (UL)
This is a pure life insurance that you can think of as a legacy. It is the cheapest of all whole life insurance products and has 100% coverage.
- Indexed Universal Life (IUL)
It is a beneficial product if you overfund with a whole life insurance policy that grows cash value. It guarantees 0% regardless of the market and has the possibility of cash growth. This product can be used to borrow money for college, marriage, business, etc. from cash value.
- Survivorship Universal Life (SUL)
This is beneficial for those who need an estate plan to leave an inheritance to their children when they and their spouse die.
Benefits of Life Insurance
- Protecting your family when the head of household suddenly loses income
- Preparing for future finances, such as children's tuition and housing loan repayments
- Managing Partner Risks When Jointly Managing a Business
- Inheritance Tax and Financial Planning
- Support for family living expenses, education expenses, and debt repayment
- Great coverage with low premiums
Request a free consultation today and we'll work together to design a strong financial safety net for your family.
Frequently Asked Questions (FAQ)
Is it necessary to get life insurance when you are young?
Yes. The younger you are, the cheaper the insurance premiums are, and if you sign up when you are in good health, the screening process is also easier.
Is a health checkup absolutely necessary when signing up for life insurance?
It depends. High-value coverage or certain products may require a health checkup, while low-value coverage may be available without a checkup.
Can I change my life insurance policy after signing up?
Yes. You can increase the coverage amount, switch plans, and add additional coverage options (riders) as needed.
JYL Insurance Services
Life Insurance
Life Insurance is a strong financial safety net that protects your family's future even in unexpected situations.
Annuity
Annuity eliminates the uncertainty of retirement and guarantees a stable monthly income.
Disability Income Insurance
Disability Income Insurance Protects your income if you are unable to work due to an unexpected illness or accident.
Long Term Care
Long Term Care We reduce the burden of nursing care costs in old age and help you live a dignified life.
Email consultation service information
If you have any questions or would like to receive a quote, please fill out the form below. JYL Insurance will always think of your safety! Thank you!
English/Korean consultation available (ENGLISH / KOREAN AVAILABLE)
Email: jylfinancialgroup@gmail.com
Phone consultation: 770-369-6946
KakaoTalk consultation
Kakao Talk id: annagrace75
