Long Term Care
Long Term Care
Long Term care insurance covers the costs of nursing homes, home care services, etc. in situations where long-term assistance is needed, such as for dementia, stroke, or physical disabilities.
Long Term Care costs not covered by public health insurance can be one of the biggest financial burdens after retirement.
JYL provides customized Long Term Care insurance that can be prepared in advance by considering the customer's family history, health history, and retirement plans.
Key features of Long Term Care
Long Term Care insurance is insurance that covers the cost of Long Term Care and nursing services when the elderly need them due to chronic diseases, disabilities, or old age. It is difficult for existing health insurance to cover Long Term Care, and Medicare provides some support, but only for up to 100 days. Long Term Care insurance can cover nursing home admission, home health care, and senior community support.
- concept:
Insurance that covers the costs of Long Term Care and nursing services when the elderly need them.
- Coverage:
Includes nursing home placement, home health care visits, and senior community support.
- necessity:
It is difficult to cover Long Term Care costs with existing health insurance, and Medicare only provides support for up to 100 days, so it is important to sign up for long-term care insurance.
Benefits of Long Term Care
- In cases where Long Term Care is required, such as dementia or stroke
- Reducing the burden of family caregiving
- Long Term Care risk increases as life expectancy increases
- Coverage of home care and nursing facility costs
- Providing flexible options based on the type of care you need
If you want to spend your old age with dignity, start consulting on LTC insurance now.
Frequently Asked Questions (FAQ)
In what cases can Long Term Care Insurance benefit?
Benefits begin when a certain number of functional impairments occur in activities of daily living (ADL) (walking, dressing, bathing, etc.) or when a cognitive impairment (dementia, etc.) is diagnosed.
When is a good time to sign up?
If you sign up in your early 50s, the premiums are reasonable and your health is good, making it easier to get approved.
Will insurance be paid even if a family member directly cares for me?
Some plans provide coverage even when family caregivers are present. (Check the conditions for each plan.)
JYL Insurance Services
Life Insurance
Life Insurance is a strong financial safety net that protects your family's future even in unexpected situations.
Annuity
Annuity eliminates the uncertainty of retirement and guarantees a stable monthly income.
Disability Income Insurance
Disability Income Insurance Protects your income if you are unable to work due to an unexpected illness or accident.
Long Term Care
Long Term Care We reduce the burden of nursing care costs in old age and help you live a dignified life.
Email consultation service information
If you have any questions or would like to receive a quote, please fill out the form below. JYL Insurance will always think of your safety! Thank you!
English/Korean consultation available (ENGLISH / KOREAN AVAILABLE)
Email: jylfinancialgroup@gmail.com
Phone consultation: 770-369-6946
KakaoTalk consultation
Kakao Talk id: annagrace75
