Obamacare
obamacare
Obamacare is a system that supports anyone who is a legal resident in the United States to sign up for health insurance at a low price according to their income level. You can significantly reduce your monthly insurance premium burden through premium tax benefits (subsidy), and you can only apply for it during a set period each year (open enrollment period).
JYL helps you choose the most reasonable and best-covering plan based on your family composition, income, and region.
Why We Need Obamacare
- Preventing bankruptcy due to medical bills
- Cost of treating cancer, heart disease, and chronic diseases
- Free regular health checkups, vaccinations, and women's health services
- Minimize the burden of high hospital bills in case of accident or illness
- Insurance premium assistance benefits for low- and middle-income families
In particular, it is the only program that allows enrollment without discrimination even for those with pre-existing conditions.
Key Benefits of Obamacare
- Pre-Existing Conditions Unconditional Enrollment Possible (Cancer, Diabetes, Heart Disease, etc.)
- Preventive Care (Preventive Services) provided free of charge
- Includes childbirth and postpartum care costs
- Guaranteed mental health treatment and counseling
- Children can be included in parental insurance until the age of 26
- Government Premium Tax Credit (tax deduction) provided based on income
- Providing Cost-Sharing Reduction (a program to reduce out-of-pocket expenses) for low-income families
Signing up for complicated Obamacare is easy and fast with JYL.
Frequently Asked Questions (FAQ)
Is it really cheaper to sign up through Obamacare?
Depending on your income, you may be eligible for Premium Tax Credit and Cost-Sharing Reduction, which can significantly reduce both your monthly insurance premiums and hospital bills.
Do I need to be a citizen to sign up for Obamacare?
No. Permanent residents and legal residents (visa holders) can also sign up.
Is it okay to sign up if I have a pre-existing condition?
Yes. You can be covered regardless of whether you have a pre-existing condition such as cancer, diabetes, or heart disease.
Can I include my children on my parents' insurance?
Yes, you can include your children on your parent's insurance policy until they are 26 years old.
JYL Insurance Services
Life Insurance
Life Insurance is a strong financial safety net that protects your family's future even in unexpected situations.
Annuity
Annuity eliminates the uncertainty of retirement and guarantees a stable monthly income.
Disability Income Insurance
Disability Income Insurance Protects your income if you are unable to work due to an unexpected illness or accident.
Long Term Care
Long Term Care We reduce the burden of nursing care costs in old age and help you live a dignified life.
Email consultation service information
If you have any questions or would like to receive a quote, please fill out the form below. JYL Insurance will always think of your safety! Thank you!
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Email: jylfinancialgroup@gmail.com
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